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Insurance Coverage For Your Clients



Provides an extra layer of very affordable liability protection for your clients' assets and future earnings.


  • 12% commission paid on new and renewal business for Big I Members
  • $1 million, $2 million, $3 million, and $5 million limits available
  • Underlying policies written through different companies
  • No volume requirements
  • Easy Online Quoting
  • Excess UM/UIM offered in all states

RLI rated A+ by A.M. Best, offers umbrella coverage so your customers can protect their hard-earned assets. Getting a quote is easy, and coverage is very affordable.


People have homeowners and auto insurance however, if your customers arent protected by a personal umbrella policy, they could be putting their house or financialassets at risk. An RLI Personal Umbrella Policy is a low-cost policy that substantially increases overall liability coverage beyond the basic protection provided under homeowners and auto insurance policies.



In Louisiana, an insureds teenage son was driving his younger sister and her friend to the movies. He lost control of the vehicle, left the road and hit a telephone pole. The friend permanently lost the use of her right arm and suffered severe brain injuries resulting in permanent brain damage.


The claim was settled for more than the insureds auto policy would cover. Without the Personal Umbrella Policy, the insured would have had to pay $1 million out of their own pocket.


RLI's electronic access system - is now available!  Apply for new busines and manage current policies online, including e-signature and credit card payment cababilities, billing and customer service inquiries.


View accounts and quote online — if you don't know the login and password for your agency, you may need to contact Debbie Abels.

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Director of Insurance Services

143 Home Business Classifications

This policy is designed for small businesses which are operated out of a person's home. An individual who conducts such an enterprise may find it difficult to find appropriate and affordable insurance through a conventional commercial lines approach. Yet, the homeowner's policy on the residence normally excludes any liability arising from "business pursuits." This product is specifically targeted for small retail and service businesses operated from the insured's residence that present minimal product liability, professional liability, and/or off-premises exposures.

Top 10 include: 

  • Teacher/Tutor
  • Bakeries 
  • Residential inspection services 
  • Handicrafts including crafters 
  • Photographers 
  • Artists 
  • Personal care products 
  • Costume jewelry sales 
  • Sales of clothing and accessories 
  • Entertainers

Product Highlights:

  • Up to $1,000,000 in Business Liability Protection 
  • Up to $5,000 per person for Medical Expenses for customers injured on your premises 
  • Business Interruption coverage included automatically 
  • $250 deductible for all liability and property claims 
  • Comprehensive Coverage for Business Personal Property (BPP), with theft coverage included 
  • BPP coverage is available both on-premises and while property is temporarily off-premises 
  • Optional Coverages Available **additional information available at request 
    • Money and Securities 
    • Additional Insureds 
    • Identity Fraud Expense Coverage 
    • Garagekeepers Coverage 
    • Jewelry & Watch Increased Theft Coverage ($250 Limit)

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Alyssa Circle Headshot.jpg


Director of Insurance Services

BIG I MARKETS is an online market access system available exclusively to Big I members featuring no fees, no volume commitments and competitive commissions. 

Benefits of Big I Markets:

  • Ownership of expirations
  • No initial access or termination fees
  • No obligation to submit other accounts
  • EFT commission payments
  • Only one login needed to access all programs
  • Weekly e-newsletter featuring product knowledge and special interest pieces
  • Doing business with Big I Markets supports your state association

What can you access?

A suite of top tier products including affluent homeowners, bonds, commercial packages, habitational, non-standard homeowners.

To review a list of products available in Arkansas, click here.

More in-depth information on each product can be found by logging into

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Alyssa Circle Headshot.jpg


Director of Insurance Services


Together, Big "I" Flood and Selective's relationship helps deliver members an unparalleled flood program. Together, we offer agents several layers of support to meet any and all flood insurance needs. Get to know the Big "I" and Selective staff and get your flood questions answered.

With personalized support, competitive commissions, and an easy-to-use quoting platform, it is an easy decision to start writing your flood business through the Big "I" Flood-Selective partnership today.

Big "I" Member Agents: How to Participate

Selective Direct

Becoming appointed to write flood business is easy.  Simply contact Selective and identify yourself as a Big "I" member.

Agent Quoting

Selective makes writing flood insurance easy and profitable by offering several ways of obtaining a quote:

Primary option:

  • - Use Selective's state-of-the-art internet-based flood system for an immediate price indication, application, and related supporting documents

Alternative option:

  • Big “I” - Request a quote through the Big "I" Markets system for a quote within 24-48 hours from a Selective underwriter

If you are interested in "rolling over" your current book of flood business, Contact Your Local Selective Flood Territory Manager. Selective flood territorial managers are situated around the country to assist you in rolling over your book of flood business, teaching flood classes (approved for CE credit in most states) and provide you with general NFIP information.

Long-term Partnerships

Selective, a longtime supporter of the Big "I", has participated in the NFIP WYO program since 1984.

Selective offers a state of the art processing system to make the policy quoting and issuance quick and seamless. In addition, Selective offers free flood zone determinations and market access for excess flood coverage.

Some quick facts about Selective:

  • A top 10 WYO company
  • 44th largest P&C company  
  • Rated A (Excellent) or better by A.M. Best Company, Inc. since 1930
  • $1.88 billion net premium written in 2014
  • A regional carrier with national capacity for flood
  • Trusted Choice® company partner

more information

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Director of Insurance Services

No volume commitments! Full ownership of business! Profit Sharing!


Eagle Agency provides members with direct access to preferred personal lines and/or commercial lines in 49 states and the District of Columbia (not available in HI) with minimal volume commitment. The program strives to fit the member's personal lines needs by incubating until the member qualifies for a direct appointment.  

Eagle Agency company partners include:

  • Met Life Auto and Home
  • Safeco
  • Travelers
*Underwriting and geographic limitations apply.

Features of Eagle Agency: 

  • Agency maintains ownership of business
  • Direct access into the carrier's portal
  • Graduated commissions based on volume
  • Possible carrier appointment based on volume and profitability
Appointments are subject to review and approval by Eagle Agency and the carrier. Carriers might not be available in every state or may have territorial limitations.  Not ready for a volume commitment? Access the same markets, plus Progressive, through the Big I" Markets product Auto & Home Standard Markets.

To learn more about Eagle Agency please contact Nancy Doherty at or (800) 221-7917 ext. 5389.

Alyssa Circle Headshot.jpg


Director of Insurance Services