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Employment Practices Liability

In today's litigious environment, the protection afforded by Employment Practices Liability Insurance (EPLI) coverage has become more valuable than ever. EPLI provides defense and indemnity protection against claims arising from the employer/employee relationship. Whether the staff size is 5 or 500, in today's environment every business is at risk. Employment Practices Liability Insurance concerns touch virtually every single business in the U.S. The increase in employment related lawsuits appearing in the media is just the tip of the iceberg, there are thousands more never heard about. For every suit filed in court, there are many others settled out of court for undisclosed amounts of money.

What can EPLI cover?

  • Failure to promote
  • Wrongful termination
  • Employment related misrepresentation
  • Sexual harassment
  • Negligent evaluation
  • Wrongful discipline
  • Defamation
  • Discrimination based on sex, age, handicap or race
  • Invasion of privacy
  • Emotional distress

Coverage forms available:

  • For Wesport E&O policyholders with 10 or fewer employees, an endorsement to the E&O policy providing limited coverage with a narrow selection of limits and deductible for a very reasonable cost (Download Application)

  • For all Westport E&O policyholders with over 10 employees, a stand-alone policy underwritten by Westport Insurance Corporation with broad coverage and several options for limits of liability and deductibles (Download Application)