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Commercial Umbrella


The Big I Arkansas Insurance Agents Umbrella Program, underwritten by Penn National Insurance provides excess coverage that includes protection over the top of your E&O coverage, the Penn National Insurance Agents’ Umbrella Program is the icing on the cake. In today’s legal environment, increased limits are needed to protect your business. The Big I and Penn National Insurance have partnered to offer Big I members a comprehensive commercial umbrella that includes coverage over errors and omissions policies from a variety of carriers. With limits up to $10 million and $5 million of personal exposures for owners and officers, this unique product will help protect you against the liabilities involved in running your business. 


  • Commercial Umbrella coverage built to automatically include Agents/Brokers E&O
  • Marketed exclusively through producer associations
  • Designed to accept agents and brokers with a broad range of producer activities
  • Competitive pricing
  • Up to $20,000,000 limits available
  • Coverage for Agents/Brokers built to follow form over standard primary E&O policy coverages
  • Minimum primary coverage required GL/BOP and Agents/Brokers E&O

Coverage can include:

  • Excess Employers Liability in all states other than New York
  • Excess Employee Benefits Liability
  • Mutual Fund or Variable Annuities coverage

Options to include:

  • Up to $5,000,000 Personal Umbrella limits for entity principals (except in Texas & Wisconsin)
  • Up to $2,000,000 excess EPLI limits

Alyssa Circle Headshot.jpg


Director of Insurance Services