Employment Practices Liability (EPLI)
Protect Your Agency From the Inside Out
Protect Your Agency From the Inside Out
Even with just one employee, your agency faces the risk of an employment-related claim. As your team grows, so does your exposure — along with the potential legal and financial consequences.
While high-profile workplace lawsuits make headlines, many claims are resolved quietly — costing businesses time, money, and reputation.
Are you prepared to cover:
- Legal defense costs?
- Settlements or judgments?
- The operational disruption a claim can cause?
EPLI coverage helps protect your agency so you can focus on leading your team with confidence.
What Can EPLI Cover?
Employment practices concerns touch virtually every business in the U.S. No agency — regardless of size — is immune from risk.
Coverage may include claims involving:
- Wrongful termination
- Failure to hire or promote
- Wrongful discipline
- Sexual harassment
- Discrimination (age, sex, race, disability, and more)
- Retaliation
- Defamation
- Invasion of privacy
- Emotional distress
- Negligent evaluation
- Employment-related misrepresentation
- Wage and hour allegations (where applicable)
- Third-party claims
Why EPLI Matters
As an agency leader, it’s impossible to monitor every conversation or workplace interaction. Even when you are committed to being a great employer, misunderstandings and disputes can arise.
EPLI coverage provides defense and indemnity protection for covered claims arising out of the employer/employee relationship — helping safeguard your agency’s financial stability and reputation.
Coverage Options
EPLI coverage is available to Big I Arkansas members, with options tailored to agency size and structure.
Contact Lyra to learn more about available coverage structures, limits, and application options.
Lyra Rutledge
Director of Insurance Services