Commercial Umbrella
Added Protection. Increased Peace of Mind.
In today’s legal environment, standard policy limits may not be enough to fully protect your agency. A Commercial Umbrella policy provides excess liability coverage over your primary policies — helping safeguard your business when claims exceed underlying limits.
The Big I Arkansas Commercial Umbrella Program is designed specifically with independent insurance agencies in mind, providing an additional layer of financial protection over qualifying primary coverages.
When the unexpected happens, higher limits matter.
Why Consider a Commercial Umbrella?
- Protect your agency from large or catastrophic claims
- Extend coverage over qualifying General Liability and E&O policies
- Safeguard agency leadership and ownership
- Reduce the risk of a severe claim impacting your long-term stability
Key Program Features
- Excess coverage built to complement Agents/Brokers E&O
- Designed specifically for insurance agencies
- Competitive pricing
- Broad eligibility for a wide range of producer activities
- High-limit options available
- Ability to extend over qualifying primary policies
Additional options may be available depending on agency structure and exposures.
Who Should Consider This Coverage?
Agencies seeking higher limits of protection — especially those with growing operations, complex exposures, or agency principals who want enhanced protection — should evaluate Commercial Umbrella options.
Learn More
Coverage structures, limits, and eligibility requirements vary. Contact Lyra to discuss whether Commercial Umbrella coverage is right for your agency.
Lyra Rutledge
Director of Insurance Services