In-Home Business
Protect Small Businesses
From home bakers to tutors to artists, nearly 60% of home-based business owners don’t have insurance. Homeowners’ policies usually exclude business activities, putting inventory, equipment, income, and family assets at risk. RLI In-Home Business coverage helps your clients protect their dreams.
Who It’s For
This policy is designed for small businesses operated from a client’s home that present minimal product, professional, or off-premises liability exposure.
Top Classes Include:
- Teachers / Tutors
- Bakeries & Food Services
- Photographers & Artists
- Handicrafts & Crafters
- Personal Care Products
- Costume Jewelry & Clothing Sales
- Residential Inspectors
- Entertainers
Coverage Highlights:
- Up to $1,000,000 in Business Liability Protection
- $5,000 per person for medical expenses for customers injured on the premises
- Business Interruption coverage included automatically
- $250 deductible for all liability and property claims
- Comprehensive Coverage for Business Personal Property (on- and off-premises)
- Optional Coverages: Money & Securities, Additional Insureds, Identity Fraud, Garagekeepers, Jewelry & Watch Theft
Debbie Abels
Director of Professional Development