E&O Coverage

Our Errors & Omission program gives you access to the coverage, knowledge, and care your agency needs to stand strong when exposure strikes.

prevent. protect. prosper

For more than 35 years, the Big “I” Professional Liability Program, underwritten by Swiss Re Corporate Solutions America Insurance Corporation (rated A+ Superior by AM Best), has been the premier choice of Big “I” member agents for insurance agents and brokers E&O insurance.

The program offers not just a policy, but a comprehensive solution built specifically for independent agencies. With participation from Big “I” members in all 50 states and the District of Columbia, it has grown into the largest and most stable insurance agents E&O program in the nation.

In addition, access to alternate admitted and non-admitted markets allows us to offer your agency a variety of coverage options when needed.

E&O Designed for Agents, By Agents

Big “I” Professional Liability is overseen by the Professional Liability Committee (PLC) — a group of Big “I” state association staff and member agents who meet regularly to evaluate and enhance the program.

When we say this coverage is designed for agents, by agents, we mean it. Volunteer agents provide direct input on coverage, rates, applications, and overall strategy to ensure the program evolves with the changing needs of independent agencies.

This isn’t just insurance.
It’s protection shaped by the people who understand your business best.


Why It Matters

Your agency is one of your most valuable assets.
The Big “I” Professional Liability program, underwritten by Swiss Re, is built specifically to protect independent insurance agencies with coverage tailored to real-world exposures.


Program Resources & Tool

Apply For Coverage

Access the Swiss Re application portal and explore coverage options designed for independent agencies.

Risk Management & Approved Classes

Complete approved risk management courses to strengthen your agency and qualify for potential E&O premium savings.

E&O Guardian

Exclusive member resource offering practical risk management guidance, claim prevention insights, and agency tools. (Member login required.)

Learn More About E&O Guardian

Discover how E&O Guardian helps agencies prevent claims and strengthen internal processes.

PROTECT WHAT YOU’VE BUILT.

Not sure which E&O option fits your agency?

Reach out to Lyra, Director of Insurance Services, for guidance on selecting the right program and protecting your agency with confidence.

Lyra Rutledge
Director of Insurance Services